Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$328,681$333,000
Remaining term (yrs)26.330.0
Secondary amount$0$0
Funding fee$1,643$0
Note rate5.000%7.320%
Blended rate5.000%7.560%
1st payment$1,867.17$2,287.48
2nd payment$0.00$0.00
Taxes / mo$308.33$308.33
Insurance / mo$150.00$150.00
MI / mo$0.00$66.60
HOA / mo$10.42$10.42
Total monthly$2,335.93$2,822.83
Cash to close$41,319$37,000