Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$410,301$409,500
Remaining term (yrs)26.130.0
Secondary amount$0$0
Funding fee$0$0
Note rate7.080%7.400%
Blended rate7.930%7.640%
1st payment$2,870.80$2,835.30
2nd payment$0.00$0.00
Taxes / mo$537.25$537.25
Insurance / mo$166.67$166.67
MI / mo$303.20$81.90
HOA / mo$100.00$100.00
Total monthly$3,977.91$3,721.11
Cash to close$44,699$45,500