Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$454,411$449,991
Remaining term (yrs)27.530.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.820%7.400%
Blended rate7.370%7.640%
1st payment$3,046.77$3,115.65
2nd payment$0.00$0.00
Taxes / mo$416.66$416.66
Insurance / mo$166.67$166.67
MI / mo$213.76$90.00
HOA / mo$330.00$330.00
Total monthly$4,173.86$4,118.97
Cash to close$45,579$49,999