Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$398,676$398,676$638,996
Remaining term (yrs)25.125.130.0
Secondary amount$0$240,319$0
Funding fee$1,993$1,993$0
Note rate3.110%3.110%7.400%
Blended rate3.110%4.855%7.640%
1st payment$1,900.93$1,900.93$4,424.28
2nd payment$0.00$1,552.06$0.00
Taxes / mo$522.83$522.83$522.83
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$127.80
HOA / mo$60.83$60.83$60.83
Total monthly$2,701.26$4,253.32$5,352.40
Cash to close$311,319$71,000$71,000