Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$228,524$218,700
Remaining term (yrs)28.930.0
Secondary amount$0$0
Funding fee$1,143$0
Note rate6.720%7.400%
Blended rate6.720%7.640%
1st payment$1,493.66$1,514.23
2nd payment$0.00$0.00
Taxes / mo$131.00$131.00
Insurance / mo$150.00$150.00
MI / mo$0.00$43.74
HOA / mo$181.00$181.00
Total monthly$1,955.66$2,019.97
Cash to close$14,476$24,300