Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$343,691$343,691$370,800
Remaining term (yrs)24.624.630.0
Secondary amount$0$27,109$0
Funding fee$1,718$1,718$0
Note rate2.960%2.960%7.400%
Blended rate2.960%3.402%7.640%
1st payment$1,633.76$1,633.76$2,567.34
2nd payment$0.00$203.32$0.00
Taxes / mo$231.58$231.58$231.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$74.16
HOA / mo$0.00$0.00$0.00
Total monthly$2,015.34$2,218.66$3,023.09
Cash to close$68,309$41,200$41,200