Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$541,975$513,000
Remaining term (yrs)28.530.0
Secondary amount$0$0
Funding fee$2,710$0
Note rate6.670%7.320%
Blended rate6.670%7.560%
1st payment$3,538.09$3,523.95
2nd payment$0.00$0.00
Taxes / mo$475.00$475.00
Insurance / mo$166.67$166.67
MI / mo$0.00$102.60
HOA / mo$414.00$414.00
Total monthly$4,593.76$4,682.22
Cash to close$28,025$57,000