Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$479,585$422,910
Remaining term (yrs)26.530.0
Secondary amount$0$0
Funding fee$2,398$0
Note rate6.420%7.400%
Blended rate6.420%7.640%
1st payment$3,134.08$2,928.14
2nd payment$0.00$0.00
Taxes / mo$308.25$308.25
Insurance / mo$166.67$166.67
MI / mo$0.00$84.58
HOA / mo$8.33$8.33
Total monthly$3,617.33$3,495.97
Cash to close$0$46,990