Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$299,247$305,820
Remaining term (yrs)25.130.0
Secondary amount$0$0
Funding fee$0$0
Note rate3.090%7.400%
Blended rate3.940%7.640%
1st payment$1,423.70$2,117.44
2nd payment$0.00$0.00
Taxes / mo$467.08$467.08
Insurance / mo$150.00$150.00
MI / mo$236.46$61.16
HOA / mo$160.00$160.00
Total monthly$2,437.25$2,955.68
Cash to close$40,553$33,980