Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$417,771$404,910
Remaining term (yrs)26.030.0
Secondary amount$0$0
Funding fee$2,089$0
Note rate6.020%7.400%
Blended rate6.020%7.640%
1st payment$2,645.49$2,803.52
2nd payment$0.00$0.00
Taxes / mo$526.17$526.17
Insurance / mo$150.00$150.00
MI / mo$0.00$80.98
HOA / mo$36.00$36.00
Total monthly$3,357.65$3,596.66
Cash to close$32,129$44,990