Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$327,174$319,410
Remaining term (yrs)26.830.0
Secondary amount$0$0
Funding fee$1,636$0
Note rate6.810%7.320%
Blended rate6.810%7.560%
1st payment$2,209.98$2,194.13
2nd payment$0.00$0.00
Taxes / mo$763.67$763.67
Insurance / mo$150.00$150.00
MI / mo$0.00$63.88
HOA / mo$110.00$110.00
Total monthly$3,233.65$3,281.67
Cash to close$27,726$35,490