Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$286,503$267,210
Remaining term (yrs)25.530.0
Secondary amount$0$0
Funding fee$1,433$0
Note rate4.420%7.400%
Blended rate4.420%7.640%
1st payment$1,557.08$1,850.11
2nd payment$0.00$0.00
Taxes / mo$324.25$324.25
Insurance / mo$150.00$150.00
MI / mo$0.00$53.44
HOA / mo$65.00$65.00
Total monthly$2,096.33$2,442.80
Cash to close$10,397$29,690