Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$544,566$544,566$539,910
Remaining term (yrs)27.927.930.0
Secondary amount$0$25,339$0
Funding fee$2,723$2,723$0
Note rate6.090%6.090%7.400%
Blended rate6.090%6.347%7.640%
1st payment$3,376.92$3,376.92$3,738.23
2nd payment$0.00$250.75$0.00
Taxes / mo$285.58$285.58$285.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$107.98
HOA / mo$16.67$16.67$16.67
Total monthly$3,845.84$4,096.59$4,315.13
Cash to close$55,334$29,995$59,990