Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$640,427$629,910
Remaining term (yrs)29.230.0
Secondary amount$0$0
Funding fee$3,202$0
Note rate6.260%7.320%
Blended rate6.260%7.560%
1st payment$3,978.08$4,327.04
2nd payment$0.00$0.00
Taxes / mo$583.25$583.25
Insurance / mo$166.67$166.67
MI / mo$0.00$125.98
HOA / mo$0.00$0.00
Total monthly$4,728.00$5,202.94
Cash to close$59,473$69,990