Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$622,444$622,444$997,999
Remaining term (yrs)24.624.630.0
Secondary amount$0$375,555$0
Funding fee$3,112$3,112$0
Note rate2.990%2.990%7.400%
Blended rate2.990%4.781%7.640%
1st payment$2,968.51$2,968.51$6,909.94
2nd payment$0.00$2,425.46$0.00
Taxes / mo$924.07$924.07$924.07
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$199.60
HOA / mo$0.00$0.00$0.00
Total monthly$4,109.25$6,534.71$8,250.28
Cash to close$486,444$110,889$110,889