Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$140,217$140,217$224,999
Remaining term (yrs)23.923.930.0
Secondary amount$0$84,783$0
Funding fee$701$701$0
Note rate2.980%2.980%7.400%
Blended rate2.980%5.248%7.640%
1st payment$682.12$682.12$1,557.85
2nd payment$0.00$635.87$0.00
Taxes / mo$316.83$316.83$316.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$45.00
HOA / mo$314.00$314.00$314.00
Total monthly$1,462.96$2,098.82$2,383.68
Cash to close$109,782$25,000$25,000