Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$154,241$154,241$267,750
Remaining term (yrs)22.622.630.0
Secondary amount$0$113,509$0
Funding fee$771$771$0
Note rate4.100%4.100%7.320%
Blended rate4.100%5.753%7.560%
1st payment$869.76$869.76$1,839.26
2nd payment$0.00$756.73$0.00
Taxes / mo$247.92$247.92$247.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$53.55
HOA / mo$0.00$0.00$0.00
Total monthly$1,267.67$2,024.40$2,290.72
Cash to close$143,259$29,750$29,750