Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$402,024$385,200
Remaining term (yrs)28.530.0
Secondary amount$0$0
Funding fee$2,010$0
Note rate6.650%7.320%
Blended rate6.650%7.560%
1st payment$2,619.22$2,646.06
2nd payment$0.00$0.00
Taxes / mo$88.17$88.17
Insurance / mo$150.00$150.00
MI / mo$0.00$77.04
HOA / mo$51.00$51.00
Total monthly$2,908.38$3,012.26
Cash to close$25,976$42,800