Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$728,735$670,500
Remaining term (yrs)29.130.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.190%7.320%
Blended rate6.740%7.560%
1st payment$4,498.22$4,605.87
2nd payment$0.00$0.00
Taxes / mo$620.83$620.83
Insurance / mo$216.67$216.67
MI / mo$336.98$134.10
HOA / mo$0.00$0.00
Total monthly$5,672.69$5,577.47
Cash to close$16,265$74,500