Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$464,281$443,700
Remaining term (yrs)26.930.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.900%7.400%
Blended rate7.450%7.640%
1st payment$3,163.19$3,072.09
2nd payment$0.00$0.00
Taxes / mo$458.08$458.08
Insurance / mo$166.67$166.67
MI / mo$220.13$88.74
HOA / mo$152.33$152.33
Total monthly$4,160.40$3,937.91
Cash to close$28,719$49,300