Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$362,920$355,500
Remaining term (yrs)25.730.0
Secondary amount$0$0
Funding fee$1,815$0
Note rate5.100%7.400%
Blended rate5.100%7.640%
1st payment$2,108.71$2,461.41
2nd payment$0.00$0.00
Taxes / mo$621.92$621.92
Insurance / mo$150.00$150.00
MI / mo$0.00$71.10
HOA / mo$710.00$710.00
Total monthly$3,590.62$4,014.43
Cash to close$32,080$39,500