Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$158,137$152,100
Remaining term (yrs)28.830.0
Secondary amount$0$0
Funding fee$791$0
Note rate6.720%7.320%
Blended rate6.720%7.560%
1st payment$1,034.57$1,044.82
2nd payment$0.00$0.00
Taxes / mo$51.42$51.42
Insurance / mo$150.00$150.00
MI / mo$0.00$30.42
HOA / mo$0.00$0.00
Total monthly$1,235.98$1,276.66
Cash to close$10,863$16,900