Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$426,828$405,000
Remaining term (yrs)13.430.0
Secondary amount$0$0
Funding fee$2,134$0
Note rate5.800%7.320%
Blended rate5.800%7.560%
1st payment$3,790.14$2,782.07
2nd payment$0.00$0.00
Taxes / mo$84.50$84.50
Insurance / mo$150.00$150.00
MI / mo$0.00$81.00
HOA / mo$300.00$300.00
Total monthly$4,324.64$3,397.57
Cash to close$23,172$45,000