Dan Frey Home Loans
Call Dan

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$382,663$382,663$387,000
Remaining term (yrs)27.527.530.0
Secondary amount$0$25,837$0
Funding fee$0$0$0
Note rate6.820%6.820%7.400%
Blended rate7.370%7.655%7.640%
1st payment$2,565.70$2,565.70$2,679.51
2nd payment$0.00$255.68$0.00
Taxes / mo$349.17$349.17$349.17
Insurance / mo$150.00$150.00$150.00
MI / mo$180.01$180.01$77.40
HOA / mo$22.92$22.92$22.92
Total monthly$3,267.80$3,523.49$3,279.00
Cash to close$47,337$21,500$43,000