Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$179,576$179,576$206,910
Remaining term (yrs)26.626.630.0
Secondary amount$0$27,334$0
Funding fee$898$898$0
Note rate6.420%6.420%7.320%
Blended rate6.420%6.761%7.560%
1st payment$1,172.15$1,172.15$1,421.33
2nd payment$0.00$205.00$0.00
Taxes / mo$191.58$191.58$191.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$41.38
HOA / mo$0.00$0.00$0.00
Total monthly$1,513.73$1,718.73$1,804.29
Cash to close$50,324$22,990$22,990