Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$187,143$189,000
Remaining term (yrs)28.030.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.120%7.320%
Blended rate6.670%7.560%
1st payment$1,162.76$1,298.30
2nd payment$0.00$0.00
Taxes / mo$136.67$136.67
Insurance / mo$150.00$150.00
MI / mo$87.76$37.80
HOA / mo$0.00$0.00
Total monthly$1,537.18$1,622.77
Cash to close$22,857$21,000