Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$412,146$412,146$891,000
Remaining term (yrs)29.029.030.0
Secondary amount$0$478,854$0
Funding fee$2,061$2,061$0
Note rate6.500%6.500%7.400%
Blended rate6.500%7.172%7.640%
1st payment$2,629.40$2,629.40$6,169.10
2nd payment$0.00$3,092.60$0.00
Taxes / mo$491.67$491.67$491.67
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$178.20
HOA / mo$0.00$0.00$0.00
Total monthly$3,337.74$6,430.33$7,055.64
Cash to close$577,854$99,000$99,000