Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$459,165$445,500
Remaining term (yrs)26.830.0
Secondary amount$0$0
Funding fee$2,296$0
Note rate6.900%7.320%
Blended rate6.900%7.560%
1st payment$3,128.33$3,060.28
2nd payment$0.00$0.00
Taxes / mo$412.50$412.50
Insurance / mo$166.67$166.67
MI / mo$0.00$89.10
HOA / mo$290.00$290.00
Total monthly$3,997.50$4,018.54
Cash to close$35,835$49,500