Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$240,509$240,509$301,500
Remaining term (yrs)24.424.430.0
Secondary amount$0$60,991$0
Funding fee$1,203$1,203$0
Note rate2.650%2.650%7.400%
Blended rate2.650%3.935%7.640%
1st payment$1,113.03$1,113.03$2,087.53
2nd payment$0.00$457.44$0.00
Taxes / mo$483.00$483.00$483.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$60.30
HOA / mo$99.67$99.67$99.67
Total monthly$1,845.70$2,303.13$2,880.50
Cash to close$94,491$33,500$33,500