Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$230,794$230,794$310,410
Remaining term (yrs)24.424.430.0
Secondary amount$0$79,616$0
Funding fee$1,154$1,154$0
Note rate2.730%2.730%7.400%
Blended rate2.730%4.338%7.640%
1st payment$1,074.88$1,074.88$2,149.22
2nd payment$0.00$597.12$0.00
Taxes / mo$247.17$247.17$247.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$62.08
HOA / mo$0.00$0.00$0.00
Total monthly$1,472.05$2,069.17$2,608.46
Cash to close$114,106$34,490$34,490