Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$382,418$377,910
Remaining term (yrs)26.530.0
Secondary amount$0$0
Funding fee$1,912$0
Note rate6.320%7.320%
Blended rate6.320%7.560%
1st payment$2,474.91$2,595.98
2nd payment$0.00$0.00
Taxes / mo$272.08$272.08
Insurance / mo$150.00$150.00
MI / mo$0.00$75.58
HOA / mo$50.00$50.00
Total monthly$2,946.99$3,143.64
Cash to close$37,482$41,990