Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$188,561$189,900
Remaining term (yrs)26.930.0
Secondary amount$0$0
Funding fee$943$0
Note rate6.960%7.400%
Blended rate6.960%7.640%
1st payment$1,292.04$1,314.83
2nd payment$0.00$0.00
Taxes / mo$56.42$56.42
Insurance / mo$150.00$150.00
MI / mo$0.00$37.98
HOA / mo$0.00$0.00
Total monthly$1,498.46$1,559.23
Cash to close$22,439$21,100