Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$175,636$175,636$382,500
Remaining term (yrs)24.124.130.0
Secondary amount$0$206,864$0
Funding fee$878$878$0
Note rate2.810%2.810%7.400%
Blended rate2.810%5.482%7.640%
1st payment$833.06$833.06$2,648.35
2nd payment$0.00$1,336.00$0.00
Taxes / mo$283.67$283.67$283.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$76.50
HOA / mo$0.00$0.00$0.00
Total monthly$1,266.72$2,602.72$3,158.52
Cash to close$249,364$42,500$42,500