Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$227,763$227,763$404,100
Remaining term (yrs)25.625.630.0
Secondary amount$0$176,337$0
Funding fee$0$0$0
Note rate5.270%5.270%7.400%
Blended rate6.120%6.940%7.640%
1st payment$1,348.41$1,348.41$2,797.91
2nd payment$0.00$1,175.58$0.00
Taxes / mo$258.50$258.50$258.50
Insurance / mo$150.00$150.00$150.00
MI / mo$172.58$172.58$80.82
HOA / mo$41.08$41.08$41.08
Total monthly$1,970.57$3,146.14$3,328.31
Cash to close$221,237$44,900$44,900