Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$373,274$373,274$395,999
Remaining term (yrs)26.426.430.0
Secondary amount$0$44,725$0
Funding fee$1,866$1,866$0
Note rate6.090%6.090%7.400%
Blended rate6.090%6.709%7.640%
1st payment$2,367.76$2,367.76$2,741.82
2nd payment$0.00$442.59$0.00
Taxes / mo$910.58$910.58$910.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$79.20
HOA / mo$12.58$12.58$12.58
Total monthly$3,440.93$3,883.52$3,894.18
Cash to close$66,725$22,000$44,000