Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$131,170$131,170$276,750
Remaining term (yrs)24.324.330.0
Secondary amount$0$145,580$0
Funding fee$656$656$0
Note rate2.700%2.700%7.320%
Blended rate2.700%5.488%7.560%
1st payment$610.36$610.36$1,901.08
2nd payment$0.00$970.53$0.00
Taxes / mo$188.17$188.17$188.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$55.35
HOA / mo$0.00$0.00$0.00
Total monthly$948.53$1,919.06$2,294.60
Cash to close$176,330$30,750$30,750