Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$532,237$517,410
Remaining term (yrs)28.430.0
Secondary amount$0$0
Funding fee$2,661$0
Note rate6.630%7.400%
Blended rate6.630%7.640%
1st payment$3,463.99$3,582.44
2nd payment$0.00$0.00
Taxes / mo$479.08$479.08
Insurance / mo$166.67$166.67
MI / mo$0.00$103.48
HOA / mo$380.00$380.00
Total monthly$4,489.74$4,711.67
Cash to close$42,663$57,490