Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$168,669$168,669$364,500
Remaining term (yrs)25.125.130.0
Secondary amount$0$195,831$0
Funding fee$843$843$0
Note rate2.990%2.990%7.400%
Blended rate2.990%5.682%7.640%
1st payment$793.65$793.65$2,523.72
2nd payment$0.00$1,305.54$0.00
Taxes / mo$387.33$387.33$387.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$72.90
HOA / mo$120.00$120.00$120.00
Total monthly$1,450.99$2,756.52$3,253.96
Cash to close$236,331$40,500$40,500