Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$299,616$252,000
Remaining term (yrs)25.430.0
Secondary amount$0$0
Funding fee$1,498$0
Note rate3.760%7.320%
Blended rate3.760%7.560%
1st payment$1,520.88$1,731.07
2nd payment$0.00$0.00
Taxes / mo$72.75$72.75
Insurance / mo$150.00$150.00
MI / mo$0.00$50.40
HOA / mo$128.00$128.00
Total monthly$1,871.63$2,132.22
Cash to close$0$28,000