Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$229,632$229,632$422,910
Remaining term (yrs)23.023.030.0
Secondary amount$0$193,278$0
Funding fee$1,148$1,148$0
Note rate3.730%3.730%7.320%
Blended rate3.730%5.681%7.560%
1st payment$1,234.88$1,234.88$2,905.10
2nd payment$0.00$1,288.52$0.00
Taxes / mo$280.08$280.08$280.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$84.58
HOA / mo$20.83$20.83$20.83
Total monthly$1,702.46$2,990.98$3,457.26
Cash to close$240,268$46,990$46,990