Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$219,755$219,755$247,410
Remaining term (yrs)26.926.930.0
Secondary amount$0$27,655$0
Funding fee$1,099$1,099$0
Note rate6.780%6.780%7.320%
Blended rate6.780%7.028%7.560%
1st payment$1,478.54$1,478.54$1,699.54
2nd payment$0.00$207.41$0.00
Taxes / mo$206.42$206.42$206.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$49.48
HOA / mo$175.00$175.00$175.00
Total monthly$2,009.96$2,217.37$2,280.43
Cash to close$55,145$27,490$27,490