Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$838,535$809,100
Remaining term (yrs)28.030.0
Secondary amount$0$0
Funding fee$4,193$0
Note rate6.080%7.400%
Blended rate6.080%7.640%
1st payment$5,188.72$5,602.04
2nd payment$0.00$0.00
Taxes / mo$749.17$749.17
Insurance / mo$216.67$216.67
MI / mo$0.00$161.82
HOA / mo$0.00$0.00
Total monthly$6,154.55$6,729.70
Cash to close$60,465$89,900