Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$306,868$301,410
Remaining term (yrs)28.930.0
Secondary amount$0$0
Funding fee$1,534$0
Note rate6.560%7.400%
Blended rate6.560%7.640%
1st payment$1,971.66$2,086.90
2nd payment$0.00$0.00
Taxes / mo$399.92$399.92
Insurance / mo$150.00$150.00
MI / mo$0.00$60.28
HOA / mo$267.00$267.00
Total monthly$2,788.58$2,964.10
Cash to close$28,032$33,490