Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$197,984$197,984$306,630
Remaining term (yrs)25.425.430.0
Secondary amount$0$108,646$0
Funding fee$990$990$0
Note rate3.220%3.220%7.320%
Blended rate3.220%4.914%7.560%
1st payment$949.40$949.40$2,106.34
2nd payment$0.00$724.31$0.00
Taxes / mo$593.17$593.17$593.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$61.33
HOA / mo$0.00$0.00$0.00
Total monthly$1,692.57$2,416.88$2,910.83
Cash to close$142,716$34,070$34,070