Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$310,344$233,100
Remaining term (yrs)25.530.0
Secondary amount$0$0
Funding fee$1,552$0
Note rate3.920%7.400%
Blended rate3.920%7.640%
1st payment$1,599.62$1,613.94
2nd payment$0.00$0.00
Taxes / mo$215.83$215.83
Insurance / mo$150.00$150.00
MI / mo$0.00$46.62
HOA / mo$413.00$413.00
Total monthly$2,378.45$2,439.39
Cash to close$0$25,900