Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$329,821$329,821$359,910
Remaining term (yrs)28.428.430.0
Secondary amount$0$30,089$0
Funding fee$1,649$1,649$0
Note rate6.650%6.650%7.400%
Blended rate6.650%6.846%7.640%
1st payment$2,150.90$2,150.90$2,491.94
2nd payment$0.00$225.67$0.00
Taxes / mo$279.83$279.83$279.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$71.98
HOA / mo$0.00$0.00$0.00
Total monthly$2,580.74$2,806.40$2,993.76
Cash to close$70,079$39,990$39,990