Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$153,037$112,500
Remaining term (yrs)28.030.0
Secondary amount$0$0
Funding fee$765$0
Note rate6.200%7.400%
Blended rate6.200%7.640%
1st payment$958.64$778.93
2nd payment$0.00$0.00
Taxes / mo$42.75$42.75
Insurance / mo$150.00$150.00
MI / mo$0.00$22.50
HOA / mo$494.00$494.00
Total monthly$1,645.39$1,488.18
Cash to close$0$12,500