Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$569,249$569,249$657,000
Remaining term (yrs)25.325.330.0
Secondary amount$0$87,751$0
Funding fee$2,846$2,846$0
Note rate3.110%3.110%7.400%
Blended rate3.110%3.897%7.640%
1st payment$2,702.52$2,702.52$4,548.94
2nd payment$0.00$658.13$0.00
Taxes / mo$608.33$608.33$608.33
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$131.40
HOA / mo$280.00$280.00$280.00
Total monthly$3,807.52$4,465.65$5,785.34
Cash to close$160,751$73,000$73,000