Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$379,325$364,500
Remaining term (yrs)28.730.0
Secondary amount$0$0
Funding fee$1,897$0
Note rate6.890%7.400%
Blended rate6.890%7.640%
1st payment$2,526.46$2,523.72
2nd payment$0.00$0.00
Taxes / mo$337.50$337.50
Insurance / mo$150.00$150.00
MI / mo$0.00$72.90
HOA / mo$29.17$29.17
Total monthly$3,043.13$3,113.29
Cash to close$25,675$40,500