Dan Frey Home Loans
Call Dan

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$225,705$225,705$292,950
Remaining term (yrs)24.724.730.0
Secondary amount$0$67,245$0
Funding fee$1,129$1,129$0
Note rate2.900%2.900%7.320%
Blended rate2.900%4.300%7.560%
1st payment$1,063.46$1,063.46$2,012.36
2nd payment$0.00$504.34$0.00
Taxes / mo$727.25$727.25$727.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$58.59
HOA / mo$234.00$234.00$234.00
Total monthly$2,174.71$2,679.04$3,182.20
Cash to close$99,795$32,550$32,550